This stunning 4 bedroom, 3 bathroom home is located in the desirable Ponderosa Ridge neighborhood on a spacious .15 acre lot. The main floor boasts vaulted ceilings, a cozy gas fireplace, and a beautiful kitchen with granite countertops and a pantry. The primary bedroom features a walk-in closet and an en-suite bath with generous vanity. The home also includes a spacious family room, a separate laundry room, and all lower level bedrooms have egress windows. The front yard is beautifully landscaped with sprinklers and the hot tub is included with the sale. The home also features an oversized 2-car garage with extra height the the bay door for those big trucks and SUVs. The situated in the Central Valley school district and feeds into Ponderosa Elm, Horizon MS, and University HS. Assumable VA loan at 2.25% balance of $440,000 will need $60,000 down and willing to go thru PennyMac for lending. Must agree to sign a release of liability. Buyer does not have to be a veteran.